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Private lender TorontoGet an urgent cash loan in 24 hours

At some point, we all face an urgent need for money. Whether it’s an unexpected expense or a financial emergency, sometimes we need a little help to make ends meet. It is at times like this that many people are looking for an urgent cash loan .

However, given the large number of options available, it can be difficult to know which one is best suited to our needs. It is important to know each of them and check their advantages and disadvantages in order to make an informed decision and ensure that we get a suitable loan of money .

Also, it is important to keep in mind that although an urgent cash loan can be a short term solution to our financial needs, we also need to consider how we are going to repay the loan in the long term. To learn more about this, continue reading our article.

What is an emergency loan and what are its characteristics?

An emergency cash loan is a type of loan that is granted quickly and is used to meet an immediate financial need. These loans are often offered for small amounts and are repaid in a short period of time, sometimes in a single payment.

Some of the common features of emergency cash loans include the following

  • Speed: one of the main advantages of urgent money loans is that they are generally obtained in the shortest possible time, sometimes even the same day of the request.
  • Higher Interest Rates: Lenders take on a higher risk when granting an urgent money loan , as they grant it quickly and often without a thorough examination of the borrower’s credit history.
  • Short repayment terms: this means that the borrower must repay the entire loan, plus interest, within a very short time.
  • Small amounts: Urgent money loans are often granted for small amounts, such as a few hundred dollars. It’s useful for immediate financial needs, but it’s usually not enough to cover larger financial issues.

What are the options available to obtain an urgent money loan?

In Canada, there are several options for applying for an urgent small loan . Some are more accessible than others, but they’re still meant to help you out. Here are the most common options:

Bank loans
Many people apply for an urgent loan from local banks or credit unions. These loans often have lower interest rates than other types of loans, but they may also require a thorough credit history check and take longer to clear.

Quick Loans Online
Another option is to apply for a loan online. These loans are often quicker to obtain than bank loans and can be a good option for people with less than perfect credit history . However, they also tend to have higher interest rates and may have additional fees, such as prepayment charges or late payment fees.

Private lenders

Another option is to apply for a loan from a private lender . They tend to be more flexible in terms of loan terms and can lend to people with a negative credit history. Likewise, it may take around 24 hours for them to respond after applying for a quick loan .

Payday loans
Finally, another option is to apply for a payday loan. These loans are granted quickly and are repaid the next payday, but they also have very high interest rates and can be expensive in the long run.

Request an urgent money loan from a private lender

If you really need a quick cash loan in 24 hours, then Mon Petit Prêt is the one for you. Applying is very simple, just read our requirements, then fill out the online form and complete the requested documents.

Once you apply for the emergency loan , the lender assesses your application and decides if you qualify. At Mon Petit Prêt , we assure you that you will receive a response within 24 hours, so you won’t have to wait long. Finally, if the application is approved, the money will be immediately deposited into your bank account and ready for you.

For more information, you can write to us at . Our online applications are available 24 hours a day. Our online applications are available 24 hours a day, apply for your urgent cash loan now!

We understand that there can be times in the year in which you need extra money because your salary is not enough to cover all of the costs and bills that always seem to arrive quicker than we would like. Holiday season, back to school, these are the problematic times of year for many families. DON’T WORRY! Our credit brokers are here to help you get through the hardest times.

Why choose a personal loan with

A team of credit brokers with experience.

Our team of private lenders in US and Canada counts on the expertise of employees who have been specializing in getting you out of debt for over 20 years.

Online loans no credit check instant approval

Are you looking for a fast and private personal loan ? Do you have a bad credit score and because of that have difficultly finding a private lender who will quickly lend you money? Here, thanks to our simple online application for a personal express loan, you can be approved in less than an hour. And if you instantly respond to our notice of approval by sending us the signed contract, you can receive the amount borrowed on the same day!

At Private lenders Canada, no application is rejected. In fact, we offered financial service and accept people with a bad credit score, we offered different types of loans for people who are taking a leave of absence from work, people receiving social assistance, retired people, and people on sick leave. So, your financial situation doesn’t really matter, our lenders can help you clean up your financial situation thanks to a loan that is tailored to your needs. Our loans require no fees or guarantees.

Our company offers you a chance to rely on the skill and experience of a committed team of lenders willing to help you see the light at the end of the tunnel. They will know how to find the best solution to your problems, and will apply it in the most advantageous way possible, respecting your situation and ability to repay the loan.

Solutions to getting out of debt for people with bad credit scores or for the unemployed.

  • Debt Consolidation (taxes, credit cards, or bills)
  • Advance Pay or Payroll Advance
  • Private Mortgage Loan or Mortgage Refinancing (up to 40 years)
  • 2nd Chance Credit Car Loan
  • No credit check long term loans
  • Poor credit installment loans online/li>

Long term installments loans for bad credit – Instant decision

Once you have determined the amount of money that you wish to borrow, all you will have to do is select the amount and fill out the online loan application form. You will find all of the instructions below.

Guaranteed approval monthly installment loans for bad credit

Private lender onlineEven if you have a very bad credit score, know that all applications are taken into consideration under the same conditions. You don’t have to pay any fees.

If you have a bad credit score, you probably think that it’s impossible to get a personal loan! DON’T WORRY! Whether it be for urgent car repairs, unexpected medical bills, home improvement, or even for buying a house, we are willing to help you.

Everyone at some point or another finds themselves needing extra money, and borrowing from your credit card company is certainly not the wise choice, notably because of the very high interest rates required to pay off the debt. Whether you need to make a big purchase or improve your house, your monetary problems, short or long term, can be very easily resolved thanks to a quick personal loan offered through our website. is an amazing online resource that provides an instant solution to your urgent financial difficulties. Of course, in an ideal world, it would be preferable to have total control over your finances and to always be ready to confront unforeseen purchases. But being able to count on a good supply of money and not have to resort to applying for a personal online loan is not possible for everyone, and unfortunately it is impossible to foresee unexpected purchases.

The best solution, if you are seeking a quick loan, is therefore to do business with our company, which will do everything in its power to help you manage your spending, and all this without having to pass through long and arduous bank processes. All you have to do is fill out the online application form on our website and get the money that you need in under 24 hours!

Bad credit installment loans up to 6 months

Our firm is ranked one of the most trusted representatives in the online loan industry that offers loans with no guarantees to people with bad credit scores. We work with a vast network of direct lenders who provide different options to satisfy the needs of all loan applications in our website. Through our network, we make sure that you enjoy many benefits, such as:

  • An easy and secure application
  • A quick process of approval
  • No interest
  • Electronic money transfers
  • Simple requirements
  • Many satisfied clients

Private Lenders Canada is not a company that follows the usual credit score guidelines, which means that we take care of each of our clients and we approve loans for people with bad credit scores. We know how hard it is to keep a perfect credit score, especially if you are going through a hard time. Therefore, don’t hesitate to apply for a loan, even if you have a bad file!

All renewals are done by email, and we offer a unique online credit check service with immediate response. Many private lenders offer credit for a period of 3 to 12 months, which is a very short repayment plan and they always need proof or your income and run credit checks to make sure that you will pay off your debt. That’s why we are different from others in the business and that’s also why we can give you an immediate answer when you apply for online credit.

Responsible Borrowing

Are you vigilant and responsible? We offer you a solution to getting rid of your debts quickly as you go through difficult times. Even if we have better interest rates than local banks, stay responsible! These loans should only be applied for when you have no other solution to your financial problems. A private loan can be a good solution for you. However, filling out several online credit applications could be very harmful to you and cause big financial problems because of an impossible debt to bear.

Private lender OntarioEmergency and Unemployment Loan

Losing your main source of income is something that happens to us at least once in life and, frankly, it is a stressful situation. With the current economic climate, there is nothing embarrassing or shameful about losing your job; the unemployment rate is much higher than you think. Even if the banks are unwilling or unable to help you, you still have other options available to you.

The bills

Have you lost your source of income and worried that you won’t be able to pay your bills on time? Apply for a personal loan with private lenders loans and we will help you get back on your feet and pay your monthly bills such as:

    • Car rental payments
    • The rent
    • Mortgage payments
    • Payments for heating, electricity, etc.
    • Medical and insurance bills

By getting a loan with us, you’ll not only be able to pay your bills, but you’ll also be a lot less stressed. Sometimes all the stress that losing a job can cause is a psychological burden that keeps us from moving forward.


Sometimes when you lose your job paying the bills is the least of your concerns. This is because some people may have large debts that need to be paid off as soon as possible, such as:

  • Student debt
  • Debt on credit card
  • Family debt
  • Tax debt

Private Lenders Canada can and wants to help you! No matter what type of debt you have, the first thing to do is get a personal loan. At privatelenderscanada, we will work with you to understand your needs, assess your financial situation and find the appropriate solution to your problem. The application process is simple and our specialists will contact you as soon as possible. This will give you peace of mind, a detailed plan to regain your financial health, a range of options and personalized service.

You need fast money and you have studied many alternatives such as borrowing from a relative, a friend, and even the bank. No solution? Have you thought about using the payday loan? But what is a payday loan? Are the costs incurred reasonable? Is this a binding process? These are questions that we will try to answer.

Payday loan: what is it?

The payday loan is a short-term loan that you will have to pay off when you get your next paycheck. But how to access this loan? How does it work?

First, note that the lender will require financial guarantees. You may be asked to prove that you have a stable income from either employment or government benefits. This being the case, if the lender grants you the loan (an amount generally between 30 to 50% of your net salary), you will have to sign a contract in which the conditions of the loan are mentioned (cost, interest, fees, maturity ). Note that you have a cooling-off period of a few days to change your mind about the contract; you will not be charged any fees. Moreover, considering the risks incurred by the lender, the loan contract may be insufficient for them. The lender may ask you to deliver a post-dated check equal to the amount of the loan, or permission to withdraw this amount from your bank account after receiving your paycheck.

39 Replies to “No credit check long term loans for people with bad credit”

  1. I went bankrupt last year, and my credit is not good, so my bank doesn’t want to give me a loan of $5000. My situation improves and I want to pay my credit cards thanks to this loan. I hope you can help me. I send the form at this moment. Thank you.

    1. Hello Emily, After studying your file, I’m pleased to inform you that your request has been accepted. When we will receive the contract signed, we will transfer the money into your account. Congratulations!

  2. I need money fast for a debt consolidation to pay all my debts, otherwise it’s bankruptcy or consumer proposal. I would need $10 000. I have bad credit but I have always worked and I know that I can repay if the payment per month is not too big. My life is now placed, and the only thing I have to solve is to free myself from my debts. I have made a request on othe page and I would like to know if it works. I can give you proof of my salary.

    1. Hello Bruce, We have received your form and I’m happy to tell you that your loan application is accepted. Look at your email in 30 minutes, I will send you the loan contract for debt consolidation. Please, sign it and return it to us. As soon as we receive your documents and contract, I will make the bank transfer. Thank you.

  3. I want to buy a car for my daughter so that she can go to University. We live far enough away from the city and there is no public transportation. I have completed your form for a loan of $7500, but I’d like to make sure that the loan can be in my name, even if the car will be in my daughter’s name. Thank you.

    1. Hello Mr. Young, There is no problem that the loan is in your name and that the car is in your daughter’s name. We will study your request very soon and will give you news during the afternoon.

  4. My husband died three months ago and he had a lot more debt than I thought. The insurance he had didn’t cover everything and I’m now obliged to pay back $24 000. I went to my bank to get a loan, but my request was refused because I already had financial problems in the past. I filled in your form and hope you have a solution for me. Thanks.

    1. Hello Margaret, Even if you have experienced financial difficulties in the past, one of our lenders trusts you and offersw you a loan of $24 000 repayable over 6 yrears, which is reasonable when we analyze your ability to pay. You will receive soon the contract that we are preparing and if our conditions make your business, I invite you to sign it and return it to us.

  5. I have had several problems in the recent months and my financial situation has deteriorated. I lost my job, my wife became ill, and she had to go for private exams because it was too long for the public, and I had to defer payments until I was unemployed. I’m asking you for a $6000 loan to help me get through this difficult period. I’m looking for a job and I trust to find one quickly. I have filled out the form and I very much hope that my application will be accepted.

    1. Hello George. You will certainly be happy to hear that one of our private lenders has agreed to help you and to lend you the $6000 you requested. When you have received the contract (within an our or two), sign it and then we can transfer the money into your account. Thank you.

  6. I filled out the application form for guaranteed approval 5k loans for poor credit, have I been approved?

    1. Congratulations Mrs. Whitton, your debt consolidation loan has been approved, I have just sent you your username and password. Please sign in so that you can electronically sign your contract.

  7. My son is not eligible for a student loan because my wife and I both work, and he needs money for his univeristy education. We solicit a loan of $8000 to help him financially. We would like the loan to be in our name, and that’s why we have completed the form. We hope you can help us. Thank you.

    1. Hello Ed. One of our lenders has approved you loan, but with a change in the amortization period. Indeed, you would like to repay over 3 years, but considering your financial situation, he wishes rather that it is over 5 years. We have drafted a contract which we sent you by email, and if the conditions are right for you, you will only have to sign it and return it to us.

  8. Hello. I’m shopping for a car and I’d like to know what is the maximum amount you can lend me, based on the informatin I have provided on the form. I’d like to have paid my debt in 4 years. This will help me better orient my research. Thank you.

    1. Hello Derek. After studying your file, we can lend you $11 000 to pay back over 4 years, which would give you monthly payments of around $275. If you wish to borrow a higher amount, you would have to increase the amortization period. Thank you.

  9. I absolutely need a loan of bad credit personal loans of 5000$ before the end of the week. I filled out the form last night and I want to know as soon as possible if I am accepted. I apologize for being rude, but it’s very urgent. Thank you.

    1. You may stop worrying because one of our lenders agrees to help you for your personal loans. Sign and quickly return the contract we will send you this morning by email. Have a good day.

  10. I need an $8000 loan to settle a tax debt and a welcome tax
    I have a good salary and have had a stable job for the past 15 years, so if you could help me

    1. Hello Jose, We can help you, we offer a personal loan solution with or without guarantee, I can offer you a debt consolidation loan for an amount of $8000 to be repaid over the course of 120 months (10 years). Please, fill out the application form mentioning the 120 months in the space it’s asked. Once I receive the application, I will get in touch with you by email.

  11. Hello. I have to pay a few bills and 2 credit cards. I need an instant loan of $ 15,000. Can I repay this amount over 3 years? Thank you.

    1. Yes, it is possible to spread your payments over 3 years. And if you ever want to pay off your loan sooner, you will not have a penalty.

  12. I need an $8000 loan to reimburse over the course of 10 years, I wen to the $8000 page but the only application form that I saw was for $1000, I filled out the form by writing in that I need $8000, have I been approved?

    1. I have received your application form, Mrs. Bennett, and I approved it. I will send you your contract this afternoon. Thank you.

  13. I have already done business with you for a mini loan and I had excellent service. This time it’s for a $ 5000 loan to pay my credit cards. But before filling out the form, I want to know if it’s possible to have the same private lender because I had worked very well with him. Thank you.Need a easy 5000 loan to reimburse over 4 years thank you

    1. I have just received a new offer for you,

      $5 000 loan reimbursable over 5 years
      Opening costs: $100
      60 monthly payments of $96 for a total of $5760 + 100 = $5860

      If you are still interested, you have to finalize your application on our page for $5 000 loans

  14. Hello, I am on leave from work, but I start up again in 2 weeks, I need a personal loan to pay my bills, phone, cable, water, etc.. Can I apply?

    1. You can apply with us. We accept:

      People with no jobs accepted.
      People with low income accepted.
      Retired people accepted.
      Unemployed people accepted.
      Work accident or people on sick leave accepted.
      People prohibited from having a bank account accepted.
      Handicapped people accepted.
      People who live alone accepted.

      Note that for an amount of $10 000 or more we may ask for additional documents.

  15. I need a loan between 10 000 and $20 000 to consolidate my debt. Thank you for getting back to me and have a nice day.

    1. Thank you for your application, I have just received the documents, I am awaiting approval.

  16. My boyfriend left for 5 months and I had to pay my expenses alone. In addition, he only pays me a small alimony, so I have several bills late. I need a $5000 loan to get out. I sent the form, but I would like to have 2 or 3 refund proposals. I think I can pay around $200 a month. Thank you.

  17. I need a quick money loan to pay off my debt, credit card, bills, tickets, etc….. I have applied for several online private loans and have been rejected every time. I am taking a chance with you, I need $5000 to pay back over the course of 5 or 10 years (if possible), I have had a stable job for the past 5 years but I have a bad credit score because I had money problems last year. I am waiting to hear back from you.

    1. Hello Mr. Landry. I understand your situation, we are specialists in bad credit money loans. I received your personal information and am happy to tell you that you have been approved for your loan. I have sent you the contract for a loan between individuals and approved your repayment period at 10 years.

      We would appreciate you sending us the signed contract by 4pm so that we can transfer the funds tomorrow.

  18. Hello. The company where I worked shut down and I still haven’t found anything else, my husband is on sick leave, which means that our income has largely decreased. We will need a personal $5000 loan to get out of this. Thank you.

    1. It would be our pleasure to help you. All you have to do is fill out the application form and send it in to us. Thank you.

  19. Hello I will need a 5000 personal loan father who needs a little help, I have a stable job in construction and get paid 29.40/hr, stable job direct deposit every week good references if needed.

    1. Hello Robt, for a $5 000 amount I will need some more information concerning your assets, please fill out the application form on our page.

    1. I can apply the terms for a remodeling and renovation loan for an amount of $2000 with no guarantee over a period of 60 months or offer you this loan with a guarantee over a period of 10 years (120 months). I will send you more information by email.

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