A micro loan with Directlendersloans is different from personal bank loans : the approval does not depend on your credit score. We guarantee you a loan based on your ability to reimburse rather than your financial history. This means that you can get cash even with bad credit.

Following the approval of your micro loan, you will be able to receive your money in less than an hour.

Are Bad credit scores and bankruptcy accepted?

If you have a valid bank account, and are at least 18 years old, you can get a micro loan today. It’s easy to apply and you don’t need to send any fax or documents to get approve. All you have to do is fill out our online loans application!

Possible payment plans for micro-loan


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$100

Micro Loans

100 dollars on 3 month loan - 3 payments of $43 

100 dollars on 6 months loan - 6 payments of $24

100 dollars on 12 months loan - 12 payments of $18

100 dollars on 24 months loan - 24 payments of $11

$500

Micro Loans

500 dollars on 6 months loan - 6 payments of $96

500 dollars on 12 months loan - 12 payments of $52

500 dollars on 24 months loan - 24 payments of $29

500 dollars on 36 months loan - 36 payments of $21

When will I get my micro loan ?

Our online micro loans are done in less than an hour, it all depends on how quickly you send in your online loan application.

How can I get my money?

Your presonal loan will be issued via bank transfer, email fund transfer, or by direct deposit into your bank account.

Are There Late Fees for Repayment?
If you think that you will be late on a monthly loan repayment, be sure to contact one of our credit brokers two days beforehand to avoid useless fees. A late payment has a $15 fee.

Apply for an small loans with bad credit

Also called microcredit, micro-loan is a term which means loan between individuals. By using this method, applicants and lenders avoid the traditional dealings with financial institutions. In practice, the amounts loaned remain small, usually less than $ 1,000. What is the advantage for “private” lenders to grant loans through different microcredit companies? The interest received on this type of loan is higher than when using the traditional method, ie through different banking institutions.

Obtaining a micro loan is available for certain people only, following a “case by case” study. All micro-loan companies have their eligibility criteria and it is imperative that you meet each of them if you are to obtain a loan.

The advantages of this type of loan are simple: the speed of obtaining and less demanding criteria in terms of credit history, since the majority of companies do not conduct a credit check.

Types of micro-credits

Personal microcredit It is a loan granted to the most deprived in the financing of their microproject. It is the subject of a study requiring guarantees or a credit history. Personal microcredit is intended primarily to finance specific needs such as housing, training or returning to work. It also takes into account expenses related to accidents of life such as divorce, health problems, funerals or even dismissal. The main objective is to reintegrate you into society, allowing you to keep the unity of your family.This type of loan increasingly meets the needs of micro-entrepreneurs, but primarily targets applicants less affected by poverty.

Professional microcredit

It is set up to facilitate the creation of businesses for people in difficulty, it supports grouped micro-projects, without asking for guarantees but still requires a certain solidarity between the beneficiaries. It is a trick that serves as social links for create a social guarantee, making it possible to encourage borrowers to repay their loan within the stipulated period. This type of microcredit constitutes an effective means of forming within the members, a credit history.Good to know: In both cases, the beneficiaries have a personalized follow-up initiated by the integration associations to maximize the chance of success micro-activities

20 Replies to “Flexible installment micro loans for bad credit – Guaranteed approval”

  1. Carol Fawkes says:

    I need $750 and it’s urgent. I completed your application, but I changed my mind. Instead of paying off over six months, I want to pay off over one year. Is it possible?

    1. Instant Approval Micro Loans says:

      Hello Carol. We approved your request and considered the change you wished to bring. You will receive the contract to be signed in a few minutes by e-mail and when you will have returned it to us, we will transfer the funds in your account. Have a nice day.

  2. Sue Jackson says:

    I need to buy a new washer as soon as possible. I sent the form and waiting for your reply for a loan of $600. Thank you for your help.

    1. Instant Approval Micro Loans says:

      Hello Sue, Our lenders have approved your request and agree to lend you $600. You will receive the contract very soon and I invite you to sign it and return it to us, which will allow us to transfer the funds into your account this afternoon.

  3. Nick Pettyjohn says:

    I sent the form this morning to borrow $225 to pay for the registration of my car. Will I have the money for the end of the week?

    1. Instant Approval Micro Loans says:

      Hello Nick, Your loan has already been approved and the money will be deposited in your account by the end of the day. Thank you.

  4. Mith Cannon says:

    I need $750 and it’s urgent. I filled in your form, but I changed my mind. Insttead of paying back over 6 months, I want to pay back over 12 months. Is it possible?

    1. Instant Approval Personal Loan says:

      Hello Mitch. We have approved your request taking into account the change you wish to make. You will receive the contract to sign in a few minutes by email. When you return it, we will transfer the funds into your account. Have a nice day.

  5. Robin Cowen says:

    While awaiting my first unemployment check, I need $2000 to continue to live. Can I count on you? Thank you.
    Note: you should have already received the application.

    1. Instant Approval Micro Loans says:

      we have indeed received your application and we can already tell you that you have been accepted. The money will be transferred into your account as soon as you have sent us the signed contract. Thank you for confiding in us.

  6. Sandra Collins says:

    I need a $500 because I want to pay off my brother. He can’t wait anymore after me because he needs his money. Is everything done online?

    1. Instant Approval Micro Loans says:

      Hello Sandra. Yes, everything is done online, and very easily. I invite you to complete the form you’ll find on our website, and as soon as we’ll receive it, we’ll consider your request. Have a nice day!

  7. Sophia Stevens says:

    Hello, I ask you a micro loan of $600 to make some urgent purchases. I had a problem with alimony, which should be settled soon. I’m expecting $750 next month, but I have not mentioned it on the form. Can you take it into account? Thank you.

    1. Instant Approval Micro Loans says:

      Hello Sophia. Your loan application is accepted and we will send you the contract very soon. Don’t forget to sign and return it to us. Thank you.

  8. Julia Goodwin says:

    Hello. I want to please my children because it was not easy for them. Can you give me a microloan of $700? I could refund you $100 a month. I forgot to mention this information on the form. Thank you.

    1. Instant Approval Micro Loans says:

      Thank you for this information. We were able to analyze your request and it’s my pleasure to inform you that we have accepted it. You will receive the contract during the afternoon for signature. Thank you.

    1. Instant Approval Personal Loan says:

      Your request is accepted and the money will be paid to you very soon. Good evening.

  9. Emily Abbott says:

    My husband just left leaving me alone with our two children and I have no money left. Please lend me $500 until I receive social assistance. Thank you.

    1. Instant Approval Micro Loans says:

      Hello Emily, Fill out our form quickly so that we can evaluate your situation. It will be our pleasure to help you.

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