A micro loan with Private Lenders Canada is different from personal bank loans : the approval does not depend on your credit score. We guarantee you a loan based on your ability to reimburse rather than your financial history. This means that you can get cash even with bad credit.

Following the approval of your micro loan, you will be able to receive your money in less than an hour.

Quick online LoanAre Bad credit scores and bankruptcy accepted?

If you have a valid bank account, and are at least 18 years old, you can get a micro loan today. It’s easy to apply and you don’t need to send any fax or documents to get approve. All you have to do is fill out our online loans application!

Possible payment plans for micro-loan


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Micro Loans

100 dollars on 3 month loan - 3 payments of $43 

100 dollars on 6 months loan - 6 payments of $24

100 dollars on 12 months loan - 12 payments of $18

100 dollars on 24 months loan - 24 payments of $11


Micro Loans

500 dollars on 6 months loan - 6 payments of $96

500 dollars on 12 months loan - 12 payments of $52

500 dollars on 24 months loan - 24 payments of $29

500 dollars on 36 months loan - 36 payments of $21

When will I get my micro loan ?

Our online micro loans are done in less than an hour, it all depends on how quickly you send in your online loan application.

How can I get my money?

Your presonal loan will be issued via bank transfer, email fund transfer, or by direct deposit into your bank account.

Are There Late Fees for Repayment?
If you think that you will be late on a monthly loan repayment, be sure to contact one of our credit brokers two days beforehand to avoid useless fees. A late payment has a $15 fee.

Apply for an small loans with bad credit

Also called microcredit, micro-loan is a term which means loan between individuals. By using this method, applicants and lenders avoid the traditional dealings with financial institutions. In practice, the amounts loaned remain small, usually less than $ 1,000.

What is the advantage for “private” lenders to grant loans through different microcredit companies? The interest received on this type of loan is higher than when using the traditional method, ie through different banking institutions.

Obtaining a micro loan is available for certain people only, following a “case by case” study. All micro-loan companies have their eligibility criteria and it is imperative that you meet each of them if you are to obtain a loan.

The advantages of this type of loan are simple: the speed of obtaining and less demanding criteria in terms of credit history, since the majority of companies do not conduct a credit check.

Types of micro-credits

Personal microcredit It is a loan granted to the most deprived in the financing of their microproject. It is the subject of a study requiring guarantees or a credit history. Personal microcredit is intended primarily to finance specific needs such as housing, training or returning to work.

It also takes into account expenses related to accidents of life such as divorce, health problems, funerals or even dismissal. The main objective is to reintegrate you into society, allowing you to keep the unity of your family.

This type of loan increasingly meets the needs of micro-entrepreneurs, but primarily targets applicants less affected by poverty.

Professional microcredit

It is set up to facilitate the creation of businesses for people in difficulty, it supports grouped micro-projects, without asking for guarantees but still requires a certain solidarity between the beneficiaries.

It is a trick that serves as social links for create a social guarantee, making it possible to encourage borrowers to repay their loan within the stipulated period. This type of microcredit constitutes an effective means of forming within the members, a credit history.

Good to know: In both cases, the beneficiaries have a personalized follow-up initiated by the integration associations to maximize the chance of success micro-activities

Fast, efficient, and secure small personals loans service. Do you need a $500, $1000, $1500 or more ? Apply today and receive money in your account right away!

Online loans over 12 months | Fast application and guaranteed approval

Guaranteed approval solution even if you are unemployed, have low income, or are receiving social assistance. We do not run credit scores or any verification. Regardless of the state of your credit score, with Direct Lenders Loans your approval for a $500 to $1500 over 36 months loan is guaranteed.

You have to have a photo ID and have a valid bank account for us to transfer the money into after you have signed your personal loan contract.

Installment loans with no credit check with direct lenders

We offer you urgent financial aid with the best interest rates, and, on top of that, a very rare option that is available from private lenders: a $500 micro loan that can be paid off over the course of 6, 12, 24, and even 36 months with no supplemental or starting fees. By filling out the form before 11:30 am, the money can be deposited into your account on that same day.


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500 dollars on 6 months loan - 6 payments of $96 

500 dollars on 12 months loan - 12 payments of $52

500 dollars on 24 months loan - 24 payments of $29

500 dollars on 36 months loan - 36 payments of $21


1500 dollars on 6 months loan - 6 payments of $263

1500 dollars on 12 months loan - 12 payments of $143

1500 dollars on 24 months loan - 24 payments of $83

1500 dollars on 36 months loan - 36 payments of $59

Why trust us to carry out your project?

Whatever it is, your project is important, and it is on this principle that we base the granting of our loans. Far from banks and credit organizations, our goal is to help you, not to get you money by granting you a loan with an unrealistic interest rate.

In fact, too many credits granted by the banks cost the subscriber double the sum borrowed, and are finally so heavy and so long to repay that they lead to difficulties that can lead to catastrophic situations.

For us, granting you a loan means helping you make your project a reality, not imposing a monthly payment that you will not be able to assume in the long term. That’s why each situation is unique to us, resulting in a unique treatment of your request.

When the form you fill out online is submitted to our team, it is credit professionals who take care of it and study it without prejudice: to each situation its possibility. Whether you are unemployed, acting, or you have a part-time job, or with a disability or retired, your situation will not be taken into account to reject your request, as well as if you are stuck at the Bank of America.

We are therefore able to respond to all requests and offer offers that will adapt to each unique case. Our criteria are completely different from those of banks and the most well-known organizations, because we want above all your complete satisfaction.

Online loan form between $500 / $1500 without credit checks or documents

Reasons to get a personal loan

The reasons for applying for a personal loan are varied. This is because you might need money for anything and you can spend your loan as you see fit.

Of course, it is highly recommended that you use your loan to improve your financial health by consolidating your debt or increasing the resale value of your home. However, the choice is yours. Below is the list of the most common reasons for applying for a personal loan:

1. Getting Married: We all know that weddings, even when on a budget, tend to be expensive. Many couples choose to apply for a loan to pay for their marriage and then make the small monthly payments afterward.

2. Home renovations: Whether it’s changing the roof, adding a second bathroom, or expanding the house, renovations are expensive and many people apply for a personal loan to help them pay off the house. bill.

3. Debt Consolidation: Trying to make payments in multiple places each month and assuming every high interest rate can be a real headache, require a lot of organization, and cost more than you can afford. By consolidating all your debts in one place and benefiting from a more reasonable interest rate, you will be feeling financially relieved in no time.

4. Large Expenses: Many people turn to a personal loan when faced with a sudden, high expense, like buying a new vehicle or having an emergency medical bill.

How do I get a quick cash loan?

Very often, it happens that unforeseen situations fall on you against all expectations. They can be of various kinds. These could be health emergencies, major expenses or even daily charges such as bills to pay.

To this end, it is therefore important to have resources in reserve so as not to be stressed in the event of a problem.

When you lack savings, taking out a quick cash loan can be considered the best solution to avoid getting buried under the weight of the unexpected. However, to benefit from it you must be better informed about the requirements.

20 Replies to “Flexible installment 100 micro loans for bad credit – No refusal up to 5000”

  1. I need $750 and it’s urgent. I completed your application, but I changed my mind. Instead of paying off over six months, I want to pay off over one year. Is it possible?

    1. Hello Carol. We approved your request and considered the change you wished to bring. You will receive the contract to be signed in a few minutes by e-mail and when you will have returned it to us, we will transfer the funds in your account. Have a nice day.

  2. I need to buy a new washer as soon as possible. I sent the form and waiting for your reply for a loan of $600. Thank you for your help.

    1. Hello Sue, Our lenders have approved your request and agree to lend you $600. You will receive the contract very soon and I invite you to sign it and return it to us, which will allow us to transfer the funds into your account this afternoon.

  3. I sent the form this morning to borrow $225 to pay for the registration of my car. Will I have the money for the end of the week?

    1. Hello Nick, Your loan has already been approved and the money will be deposited in your account by the end of the day. Thank you.

  4. I need $750 and it’s urgent. I filled in your form, but I changed my mind. Insttead of paying back over 6 months, I want to pay back over 12 months. Is it possible?

    1. Hello Mitch. We have approved your request taking into account the change you wish to make. You will receive the contract to sign in a few minutes by email. When you return it, we will transfer the funds into your account. Have a nice day.

  5. While awaiting my first unemployment check, I need $2000 to continue to live. Can I count on you? Thank you.
    Note: you should have already received the application.

    1. we have indeed received your application and we can already tell you that you have been accepted. The money will be transferred into your account as soon as you have sent us the signed contract. Thank you for confiding in us.

  6. I need a $500 because I want to pay off my brother. He can’t wait anymore after me because he needs his money. Is everything done online?

    1. Hello Sandra. Yes, everything is done online, and very easily. I invite you to complete the form you’ll find on our website, and as soon as we’ll receive it, we’ll consider your request. Have a nice day!

  7. Hello. I want to please my children because it was not easy for them. Can you give me a microloan of $700? I could refund you $100 a month. I forgot to mention this information on the form. Thank you.

    1. Thank you for this information. We were able to analyze your request and it’s my pleasure to inform you that we have accepted it. You will receive the contract during the afternoon for signature. Thank you.

  8. Hello, I ask you a micro loan of $600 to make some urgent purchases. I had a problem with alimony, which should be settled soon. I’m expecting $750 next month, but I have not mentioned it on the form. Can you take it into account? Thank you.

    1. Hello Sophia. Your loan application is accepted and we will send you the contract very soon. Don’t forget to sign and return it to us. Thank you.

  9. My husband just left leaving me alone with our two children and I have no money left. Please lend me $500 until I receive social assistance. Thank you.

    1. Hello Emily, Fill out our form quickly so that we can evaluate your situation. It will be our pleasure to help you.

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